Note: For state regulatory reasons, we are unable to accept credit applications online from residents of Maryland, Puerto Rico and Wisconsin. Nor can online Internet applications be accepted from non-US residents.

However, if you are in a state that does not permit online applications, or you do not want to submit your application online, you may complete and print the credit application, and then mail, fax or deliver it to the nearest store for processing.

Under the promotion, no monthly payments are required on the promotional purchase and no finance charges will be assessed on the promo purchase as long as: (1) you pay the promo purchase amount in full within the promotion time, and (2) you pay, when due, the minimum monthly payments on any other balances on your account. If you fail to satisfy either condition, all special promo terms may be terminated and finance charges may be assessed on the promo purchase amount from the date of the purchase. Optional credit insurance/debt cancellation charges on your promo purchase are not deferred and are not subject to the promo terms. Standard account terms apply to non-promotional purchases. Variable APR is 22.98% as of 4/16/04. Fixed APR of 26.99% applies if the minimum payment is not made by the payment due date two times in any six consecutive billing periods. Minimum finance charge is $1.00. Existing cardholders should see their credit card agreement for standard terms. Offer is subject to credit approval.